Agentic analytics for payment orchestration

Find the routing revenue leaks before the PSPs do.

Bicycle watches routing hit rate, failover success, PSP authorization gaps, and processing cost across every lane in your orchestration stack. When a number moves, it explains the likely cause and recommends the next action to the team that can fix it.

No credit card required

payments / routing hit agentAgent live
Detect
Routing hit rate
Adyen PSP · all card types · last 6h
-7.2ppvs 7-day baseline
Explain · likely causes, ranked
  • 1Routing rule v3.1 excluded Adyen for commercial Visa after deployhigh
  • 2PSP degradationcontributing
  • 3Volume spike above lane capacitycontributing
business causetechnical cause
Act · recommended next step
Alert payments ops with rule diff and affected volume, route fix to engineering. Scoped, previewed, logged.
Evidence: routing tables · PSP event logs · auth results · failover event logs · rule engine config

A PSP alert shows a drop. Bicycle names the rule, the lane, and the recommended fix.

Where routing revenue breaks

Start with a single revenue KPI critical to your business.

Bicycle comes with orchestration industry intelligence already inside. Pick one Bicycle-recommended KPI and watch it run: the KPI it watches, the causes it checks, the action it recommends to the owner, and what it keeps.

Pick a revenue problem
Routing Hit Agent Drop
Routing hit rateAdyen PSP · all card types · last 6h -7.2ppvs prior 7-day baseline
Routing hit rate drop · Adyen PSP segment
D · DetectDetect · what moved
Routing hit rate per PSP fell below rolling baseline on three consecutive 15-min windows
Orchestration layer · PSP performance dashboard · routing rule engine
Alert · Routing hit ratejust now
Adyen PSP · all card types · last 6h-7.2pp
SignalRouting hit rate per PSP fell below rolling baseline on three consecutive 15-min windows
Orchestration layer · PSP performance dashboard · routing rule engineSubscribe
E · ExplainExplain · why it moved
Routing rule misconfiguration
Rule engine config log
Route version 3.1 excluded Adyen for commercial Visa; deployed 06:14
PSP degradation
Adyen status feed
No reported incident; PSP latency nominal
Volume spike
Transaction log
Volume +12% on affected lane; within normal range
Confidence
high
Ruled out
Seasonal volume shift ruled out. PSP-side incident ruled out by status feed. Rule config change confirmed as primary driver.
Cause summaryranked
1Route version 3.1 excluded Adyen for commercial Visa; deployed 06:14
2No reported incident; PSP latency nominal
Ruled outSeasonal volume shift ruled out. PSP-side incident ruled out by status feed. Rule config change confirmed as primary driver.
high confidence
A · ActAct · what to do next
Alert payments ops with rule diff and affected volume
Slack · payments-ops
Adyen lane · last 6h
Owner: Payments ops
Rule rollback requires ops sign-off and engineering review
Action previewPayments ops
Alert payments ops with rule diff and affected volumeSlack · payments-ops
Rule rollback requires ops sign-off and engineering review
L · LearnLearn · what the loop keeps
Accepted cause saved: Rule v3.1 config gap confirmed as primary driver. Adyen PSP health nominal.. Routing rule change monitoring: alert within 2 windows of a hit-rate drop exceeding 3pp..
Decision memory · routed to Payments ops
Saved to memorysaved
Accepted causeRule v3.1 config gap confirmed as primary driver. Adyen PSP health nominal.
Next runRouting rule change monitoring: alert within 2 windows of a hit-rate drop exceeding 3pp.
starts from the answer
Setup
1
Rapid activation
Routing tables, PSP feeds, auth results, failover logs, already connected. No rebuild.
2
Vertical native context
Speaks PSP, routing rule, cascade step, auth code, failover lane. Answers in orchestration language.
Detect
3
Always-on KPI intel
Watches routing hit rate per PSP and rule set. Surfaces the gap before the operations review.
Explain
4
Multi-factor cause
Tests rule misconfiguration, PSP degradation, and demand spike together, not in turn.
5
Defensible answers
Every routing gap names the PSP, the rule, and the missed route with evidence.
Act
6
Governed actions
Routes the fix to payments ops with the rule-level breakdown, scoped and logged.

An orchestration problem not listed here? Book a demo and we will map it.

The cost of finding out late

A dashboard shows the drop. It never finishes the investigation.

Before Bicycle

A routing metric drops. The ops team starts checking manually.

The dashboard shows the routing hit rate down. The team checks PSP health, rule configs, volume patterns, and failover logs across four tools while revenue leaks.

  1. Ops checks PSP health dashboards
  2. Engineering reviews rule config logs
  3. Analytics pulls lane volume cuts
  4. Payments team reviews failover events
  5. Everyone argues over root cause
Hours to days. Revenue leaks through every missed route.
With Bicycle

Bicycle names the rule, the PSP, and the fix before ops escalates.

Bicycle detects the drop, isolates the rule or PSP causing it, tests volume and failover hypotheses in parallel, and routes the fix to the owner with the evidence attached.

  1. Detect routing gap, ranked by volume impact
  2. Test rule, PSP, and volume hypotheses together
  3. Attach the evidence, rule out the rest
  4. Route the safe fix to the lane owner
  5. Learn the accepted cause for next time
Minutes. The owner gets the cause, the lane, and the move.
Capabilities · purpose-built for payments

Trained on the KPIs, patterns, and root causes of payments.

Six capabilities, set up once and run continuously. Business teams move faster, analysts keep governance, everyone trusts the number. Pick one to go deeper.

Multi-factor cause analysis

"What caused this?" turns into a three-day Slack thread across data, product, ops, and engineering, and the answer still arrives without evidence.

What Bicycle does

1

Open the cause summary. Ranked business and technical causes. The likely driver is named, with confidence and impact.

2

See the evidence. Logs, deploys, pricing changes, supplier behavior, and search relevance, with the data attached.

3

Know what was ruled out. The negative findings close the debate before it starts.

What it looks like for your team

In practice

When a rate spikes, the team sees the specific qualification gap, AVS failure, missing tax amount, or wrong hierarchy level, not just the aggregate move.

Capabilities work together in one continuous loop. Detect → Explain → Act → Learn.

Who runs this in payments

Business teams need answers fast. Analysts ensure conclusions are trustworthy.

Same governed intelligence underneath. The payments agent for the teams who own the number, the controls for the team who owns the data.

Business teams · act on it

See what changed, why, and what is safe to do.

The move finds you, ranked by revenue impact, with the cause and the next step attached. No dashboard hunt, no three-day ticket.

Data & Analytics · keep it trusted

Govern the definitions, evidence, and safe actions.

Analysts review first-pass causes instead of rebuilding them. Leaders give the business self-service inside one governed boundary.

What Bicycle becomes for your payments operation

The agentic analytics layer on top of your stack.

Your stack stays the system of record. Bicycle turns payments signals into alerts, triage, stories, dashboards, chat, and governed actions on top of it. No rip-and-replace.

Bicycle the agentic layer
Surfaceswhat business teams touch
AlertsTriageStoriesDashboardsChatActions
Governancethe self-serve safety rail
access · approved definitions · evidence · audit · rollback
AgentsAI · your business analyst

Frames the question, orchestrates the investigation, writes the story, recommends the next step. It reasons.

Interchange optimisationApproval trackingPayment success rateSettlement anomalyInvoice processing
IntelligenceAutoML · your data analyst

Detects movement, ranks drivers, computes confidence, forecasts. The numbers are calculated, not generated.

Pattern EngineCause EngineDriver TreesForecastingImpact Ranking
Business modelthe semantic layer
MerchantIssuerBINCard typeInterchange codeGatewayTransactionSettlementModel version
Connectorsthe bridge, in and out
Signal Cause Action Knowledge
reads ↑ · acts ↓ · Bicycle sits on top
Your stack · system of record
Routing tablesPSP performance feedsAuth resultsFailover event logsRule engine configSnowflakeRunbooks / ticketsSlack+ more

And the rest of what you run: settlement data · processor feeds · auth results · fraud signals · observability · Slack

Bicycle runs on top of your existing systems. The payments orchestration pack supplies the starting KPIs, causes, stories, and action paths.

Vibe Analytics · self-serve start

Start with one routing KPI in your orchestration stack.

Bring one revenue-critical routing KPI, connect a trusted source, and watch Bicycle turn a prompt plus your data into an orchestration analytics agent. Zero to a working agent in about 15 minutes.

Prompt + data
"Watch routing hit rate by PSP and lane, and tell me why it moves across rule-config and PSP health dimensions."
Snowflake · connected
Analytics agent
Builds the model, detects movement, tests business and technical causes.
Outputs
AnswerStoryAlert
Teams usually start withRouting hit rateFailover successPSP auth gap

Grow into the full product when your team is ready.

Test ride Bicycle on a routing KPI.

Bring one routing metric that matters. We will show how Bicycle detects the move, explains the cause, and recommends the next step on top of the stack you already run.

No credit card required